Compensation

How We Are Compensated

We will arrange our compensation plan to suit your preferences and the services required. This may consist of fees, commissions, or a combination.

Consulting Services: Clients may request our services for analyzing a particular situation, such as the asset allocation of an investment portfolio, or a review of their progress toward a specific retirement goal. The client has the option to pay fees on an hourly basis, a flat fee for a specified purpose, or an annual fee for ongoing services.

Preferred Portfolio Services: Your investment portfolio may be managed on a fee basis through our affiliation with Commonwealth Financial Network^®, a Registered Investment Adviser–broker/dealer. The fee is determined as a percentage of assets in the client's account(s).

Brokerage Services: In some cases, the most feasible compensation plan is commission-based, where we are compensated through commissions and fees earned by your investment transactions and insurance purchases. We will disclose any commissions in advance.